Providing you with peace of mind, that you and your family will be protected financially if life changes unexpectedly.
A few things to consider when calculating life insurance:
- Who would go hungry if you died? What income would they need each month and for how many years?
- What debt do you have that you’d like to have settled?
- Estate Duty. Everything to a spouse is free of Estate Duty. Assets given to kids or trusts or anyone else is taxed at 20% from R3.5Million.
- Is there a need for Rands to become available in your business on death to buy shares or keep the company going through a transitional time?
Quote requests may be emailed to info@growingwealth.co.za, please include following information:
- Name and date of birth
- Do you smoke? (Smokers have fewer birthdays and higher premiums)
- Highest level of education achieved.
- Occupation. Insurance companies need to know what risk they’re taking on.
- Monthly income. Here too there is a correlation in mortality rates.
Please note that we are independent insurance brokers and will quote using a few insurance companies, if you have a preference please let us know.
Discovery Life
Momentum Life
Liberty Life
Brightrock
Hollard
